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GiniMachine is a credit scoring platform that combines lender's data and machine learning techniques to create advanced scoring models. The platform utilizes advanced machine learning algorithms and the lender’s historical data to make solid credit decisions in just minutes. This allows any lender to easily build, validate, and deploy high-performing scoring models and better assess the credit risk of potential borrowers. GiniMachine monitors the performance of models and informs when it needs overtraining. It helps lenders reduce future credit losses, measure risk with greater speed and sophistication, issue more loans, and fight fraud. The system can analyze all types of data to isolate patterns important for credit scoring, fraud, churn or marketing models

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