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A lending crisis: In 2008, the financial crisis created the biggest problem world banking had faced in generations. Millions of financially unhealthy people were lent money they could never afford to pay back. Fast-forward to the present day. Across the world, 4.5 billion people don’t have access to lending.At AdviceRobo, we have the solution: We’re fixing the finance world. A focus on credit history has left many people financially underserved, where they could be responsibly lent money. Using a combination of psychographic scoring and responsible lending, we’re driving towards a financially healthy global population delivering fully automated big data driven credit scoring solutions.